Vanguard FTSE Cdn High Div Yd. (VDY.TO)

Better places to be. Dividend growth is more interesting than high dividend payers, especially in an inflationary world. He wants companies that grow their dividends more quickly, even if the dividend is lower to begin with. A rising stream of income offsets a rising cost of living.

Take a look at RDVY.

As long as you have 4-5 years before the home purchase, you can be in an equity strategy. Equities can be volatile.

For Canadian exposure, VDY or XEI makes sense -- high dividends tend to do well in Canada. Lots of options in the US, but he'd stick to equal-weight (not market-weight) ETFs. S&P 500 is still 45% tech and communications, and that's a bit risky at this point. Consider RSP.

For European exposure go for a broad-based approach such as in VIDY.

This one is good. Generally with ETFs he sticks with Vanguard or iShares. A similar iShares one is CYH.

Resources required to build those data centres and energy sources are booming. That's why Canada is doing so well. Broad diversification and a good dividend yield. Canadian dividends are eligible for the tax credit, so it's more tax-efficient if outside a registered account.

Sees a broadening of the market rally after a very strong few days. Rotation out of tech into other names.

Buys companies with high dividends. You need to look at each underlying company to see if the dividend is sustainable. Often the dividend yield goes higher because the stock price collapses. That's not a good thing. Telus would be an example of that. Be careful.

Up 20% in one year, great. Overall, getting safer companies with a lot of cashflow. Just watch for companies that may cut their dividend. Great vehicle for people looking for dividend income, especially in a non-registered account.

Basket of high-dividend-paying stocks. Very heavy in Canadian banks, about 46%. Depending on your outlook for the banks, you need to decide if this holding makes sense for you. Choose this one if you're looking for yield. Yield is about 3.3%.

XIC will be much more diversified, as its focus is not juicy dividends. Dividend is lower. Banks make up only 21%. Yield is ~2.3%.

Loves it. Seeing outperformance because US has become all about software, but AI will lead to more hardware requirements. MER is 22 bps. Yield is 4+%. A nice complement would be XDIV.